What is Term Life Insurance?

Here are some of the benefits of term insurance:

What is Term Life Insurance? Term Life insurance is a policy that provides coverage for a certain period or a specified term of years. If the insured dies during that period specified, the nominated is issued a death benefit. It is usually best for short-term coverage due to a sudden increase in liabilities and commitments. Or if the insured is confident, that when the term expires, the insured will have no financial liabilities.

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Firstly, term insurance is an affordable and inexpensive option for those who have immediate financial commitments,

Secondly, it provides you with more flexibility. It allows you to choose the term for which your liabilities need protection.

Thirdly, best for short-term needs. Term life insurance is the best solution for protecting commitments, that are time bound and have a fixed duration, like, mortgages, personal loans, business obligations and kids’ education.

There are a few disadvantages, like, when the term insurance expires, it will be more expensive to purchase another. You will have to apply for a new one, and at that point, you might not be medically able to get one. In addition, the policy lapses if you don’t pay the premiums on time.

Hope you have a clearer picture of What is Term Life Insurance? Comment if it was helpful by any mean.

Blogger: Zakia

How to build a good relationship with your partner

There may come a point in one’s relationship where you hit a bump in the road. To maintain strong chemistry with one another, here are a few tips on “How to build a good relationship with your partner”.

Physical contact:

Intimacy plays a vital role in a relationship.

Putting your guard down and becoming more vulnerable with each other by either holding hands, hugging, or cuddling shows the other person that you have a great interest in them.

Open communication:

Communication is key in a relationship. You want to be comfortable with your partner and be able to share your thoughts on any subject. You also want to have that mutual accordance, that you can handle any situation that comes your way and be able to talk them out. Being friends with the person you are interested in before getting into a relationship with them can be a bonus. Because then you know that they can be your best friend, and you can be comfortable around them. This adds value to “How to build a good relationship with your partner”.

You have the same sense of humor:

It’s important to laugh together, especially when times are tough, and you manage to break the tension by all means. When you both laugh together at the same thing, it creates a bond between one another, and you’re able to accept each other for who you are.

Emotional bonding:

An emotional bond with your partner builds a connection, trust, and care for each other. When you ask your partner how their day was? Or if they are feeling okay that day, it lets the other person know that you care and are taking an interest in what they have to say, which brings you closer together.

Making up after arguments:

It’s essential to make amendments after an argument, no matter how tough it is. Being stubborn and fighting with one another causes distance that could lead to a breakup. Discussion with your partner about the argument and towards a solution is a great communication approach and will bring both closer than ever.

Do not take your partner for granted:

Letting your partner know how special they are and how much you value them can keep the relationship strong. Being there for them is a great way to show that you care. If a person is constantly letting their partner pay for everything and pushing away what they have to say, it’s a sign that they’re taking that person for granted.

Do you see a future with your partner?

Securing a relationship and faith in one another even in difficult times is substantially valued.

Are you able to always count on your partner?

Planning your future together can be a joyous occasion in which both partners will forever share the bond. If the two of you care about one another and foresee the future, do not let them go.

At times, a relationship can turn difficult, however, we hope that these seven tips can help you: How to build a good relationship with your partner

Blogger Zakia

10 Fun Facts About Sleep You Didn’t Know

To commence with 10 Fun Facts about Sleep You didn’t know, let’s see what is sleep. Sleep is a typically repetitive condition of mind and body, identified by altered alertness, comparatively reserved sensory activity, decreased muscle activity and reservation of almost all voluntary muscles during rapid eye movement (REM) sleep, and limited interactions with the environment.

So, Here are, 10 Fun Facts About Sleep You Didn’t Know:

Number 10: when you are snoring, you can’t dream,

Number 9: on average, a person spends nearly six years dreaming during sleep,

Number 8: while sleeping dolphins keep half of their brain awake this
sleep behavior helps them guard against predators

Number 7: a study done by Xu Yan University in Hong Kong shows that your sleep positions can affect, the kinds of dreams you have. According to the study, people who slept on their stomachs had more dreams related to sex than people who slept on their back or their side,

Number 6: different species of animals have varied sleep requirements
for instance, a giraffe only needs 2 hours of sleep, on the other end, bats sleep for nearly 80% of their lives,

Number 5: do you know that there is a sleep disorder called sleeping beauty syndrome? Those suffering from this disorder sleep up to 20 hours a day, unfortunately, its symptoms can last for days or even months,

Number 4: according to historian Roger Eckrich, in the past, it was normal, to get to interval sleep cycles one in the early evening, a break, and, then a second later at night. Historical documents support this, as there are references to neighbors visiting each other in the middle of two periods of sleep. Also, doctors suggest couples conceive a baby after the first sleep,

Number 3: according to a 2011 research study, the average USA worker loses approximately eleven points three days each year in productivity due to insomnia, causing the collective loss of around 63 points two billion dollars to USA employers

Number 2: some researchers believe that those who stay awake late at night are more likely to have higher IQs than those who fall asleep early and,

Number 1: elephants stand during non-rem sleep, however, as soon as they slip into REM sleep, they lie down.

Hope this article was informative and interesting!

Blogger Zakia

Healthy Lifestyle Tips: Specially for Students and for Adults

Today we are going to discuss Healthy Lifestyle Tips: Specially for Students and for Adults. It’s important to remember that our physical health affects our mental health, and vice versa. What we do to our bodies makes a big difference to how we feel. Physical activity, diet, alcohol, smoking and drugs can all affect our mental health and wellbeing in different ways. So, let’s talk about Healthy Lifestyle Tips: Specially for Students and for Adults. Physical activity releases feel-good hormones called endorphins, which help us sleep and feel better. It also improves our physical fitness, which tends to make people feel better in general. Even small amounts of regular physical activity, can improve your mental wellbeing – especially if it’s doing something you enjoy.

Physical activity is even a recommended treatment for some types of depression. You can get active at your own pace, in your own way. There’s no need to join a gym or even spend any money. Simple Healthy Lifestyle Tips: Specially for Students and for Adults; small changes in our day-to-day can make all the difference. Taking a brisk walk at lunchtime or walking to get where we’re going, getting active in the garden, or cycling once or twice a week are great options. If there is a type of activity you used to enjoy, think about how you could pick it up again. For example, there are lots of groups in local areas open to all levels of ability. What’s more, studies show that time in green spaces is beneficial, so head to your local park if you can!

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Hence, from the above discussed Healthy Lifestyle Tips: Specially for Students and for Adults, whatever you choose to do what’s good for your body is good for your mind.

By Zakia

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